Articles of Interest

It is a well-publicized dogma that owning individual stocks—either by picking them yourself or having them picked for you by a professional separate account manager—is superior to investing in mutual funds. We believe that when you look beyond the myths and simplistic reasoning that are often used to support that conclusion, there are, in fact, compelling reasons even for larger, more afluent investors to own mutual funds.

The Tax-Efficiency Debate—As financial advisors who primarily use mutual funds to implement our investment strategies, we are often asked by current and prospective clients to comment on the tax efficiency of using mutual funds vs. separate account managers. Reading through the marketing materials promoting the use of separate accounts would lead you to believe that separate account managers are much more tax-efficient than mutual funds and that separate accounts are more appropriate for afluent investors. We disagree.

Should you buy life insurance for a stay-at-home spouse? Putting a value on that person’s non-financial contributions may be difficult, but replacing them would be much harder.

With people living longer, the need for long term care insurance has never been greater. This series of articles explains why most individuals over age 50 should consider purchasing long term care insurance.