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Our Advance and Protect Asset Management Process
At Winer Wealth Management, we believe that the key to helping you build and preserve wealth through bull and bear markets with comfort and peace of mind is effectively managing risk and minimizing losses.
Why Advance and Protect?
Let’s face it, investing only works if you sell and take profits before they erode. In Investing 101, we were taught to buy low and sell high, not buy and hold forever. Yet, how often have your heard advisors and market pundits tell you “Just hang in there, it will come back”? That's great advice if you can wait long enough for your assets to recover. But for anyone nearing or in retirement, "buy, hold and hope" is not an effective or acceptable investment strategy. In fact, it can be dangerous to your financial well-being. Many investors who lost money in the 2000-2003 and 2008 bear markets are still waiting for their assets to recover.
As you know, the markets and economy go through constant up and down cycles. If you're retired or need your capital during one of the markets' inevitable down cycles, losing even the smallest amount of money could jeopardize your financial security and ability to maintain your standard of living. That's why we developed our Advance & Protect Asset Management Process.
How It Works
Our Advance and Protect Asset Management Process combines a disciplined risk management process with a dynamic growth strategy. Its objective is to capture growth during rising markets, protect your capital during market declines and help you grow your money over time, safely, consistently and effectively.
 As economic and market cycles evolve, sophisticated computer models help us determine the optimum times to buy and sell securities, adjust our exposure to the financial markets and manage the level of risk in your portfolio on a constant, ongoing basis.
Advancing and Protecting During "The Lost Decade For Stocks"
From 2000 through 2009 (a period known as "The Lost Decade for Stocks"), buying and holding the S&P 500 produced a 9.4% loss. Over that same time period, the our Advance and Protect strategies successfully protected capital, grew wealth and helped investors meet their financial goals.*
Advance and Protect Vs. S&P 500
2000-2010
A Better, More Effective Way to Invest
Legendary investor Warren Buffett once said "Investing is not a game where the guy with the 160 IQ beats the guy with a 130 IQ. What's needed is a sound intellectuat framework for making decisions and the ability to keep emotions from corroding that framework." Our Advance and Protect Asset Management Process provides you everything Mr. Buffett believes is needed to achieve long-term investment success—the effective combination of sound quantitative and qualitative investment selection processes with a disciplined, computer-driven risk management process that keeps emotions like fear and greed from adversely affecting our investment decsions.
With our Advance and Protect Asset Management Process, we can help you meet your financial goals and increase the likelihood that future downturns in the financial markets will not jeopardize your investments, retirement savings or financial security.
To learn more, call us today at (818) 673-1695 to schedule a complimentary consultation.
* Past performance does not guarantee future results.
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PEOPLE ARE TALKING
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Jim Cramer on Buy and Hold...
"If you had practiced buy and hold over the last decade, you would have gotten exactly nowhere. The results are in and this philosophy has lost more people more money than anything save gambling, and frankly, it's hard for me to see the difference between gambling and deciding to permanently own stock in a company that could change its stripes at any moment. It's investing blind, and investing blind is no different from investing dumb.
I know from personal experience that this mindless "buy and forget"—I am no longer using the term "buy and hold" because that presumes that what you "hold" doesn't go to zero, wishful thinking in retrospect—is a form of recklessness that can no longer be tolerated as a serious way to manage your money."
Jim Cramer Former hedge fund manager, financial news commentator, author and host of CNBC's Mad Money | | |
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