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How We're Different
Selecting the right financial advisor for you and your family is the single most important decision you will ever make for your financial future. That's because your advisor will influence or control all of your financial decisions. The quality and objectivity of the advice you receive will determine your standard of living during retirement and your financial security late in life when you need it the most.
Below are some of the key differences between our firm and its competitors. Each should be given serious consideration when selecting the financial advisor whose advice and influence will affect your financial future and the lives of future generations.
We're independent, locally-owned and operated.
We have no affiliation with any bank, brokerage firm, or insurance company. In other words: We work exclusively for you! Our independence enables us to recommend whatever financial products, services and strategies we believe will best meet your individual needs and objectives.
You work directly with our firm's owner, not an employee.
As the firm's owner, your financial advisor has a vested, long-term interest in making sure that Winer Wealth Management meets your financial needs and exceeds your expectations.
We are a fiduciary
As a Registered Investment Adviser, we have a legal fiduciary duty to:
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Act in your best interest at all times -
Put your interests ahead of our own -
Disclose potential conflicts of interest before we provide you financial advice.
Stockbrokers, bankers, insurance agents and other financial advisors who are not a Registered Investment Adviser are NOT held to a fiduciary standard, not required to put your interests ahead of their own and not required to disclose conflicts of interest unless you ask.
We provide comprehensive wealth planning.
Our planning and management services encompass all aspects of your financial life to provide you life-long comfort, financial security and peace of mind.
Our risk-managed investment strategies have a proven track record of growing wealth through bull and bear markets.
While most investors and the S&P 500 lost money during "The lost decade for stocks" (2000-2010), our risk-managed investment strategies protected capital, grew wealth and enabled investors to meet their financial goals.
We know strategies that other financial advisors don't know to help you build and preserve multigenerational wealth and minimize taxes.
We understand that the key to wealth preservation is using the tax codes to your advantage to minimize taxes on your wealth during life and at death. Our proprietary tax-saving, wealth building strategies can help you grow, preserve and multiply your wealth over generations, potentially free of income and estate taxes.
Our size enables us to provide you more personalized service.
We are dedicated to providing you a level of comfort, communication and proactive, personalized service that only a boutique, independent firm like ours can provide. With only a small, select clientele, we are able to maintian close, personal relationships with our clients as well as an intimate knowledge and understanding of their personal and financial situation, goals, needs and values.
We put our money where our mouth is!
We invest in the same investments, utilize the same financial strategies and own the same types of insurance that we recommend to our clients. We will never recommend any financial product, strategy or plan that we would not use or implement ourselves or that is anything other than the best, most appropriate solution for your individual needs and objectives. In other words, "We eat our own cooking."
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Grow Your Wealth
Through Bull And Bear Markets With Our
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PEOPLE ARE TALKING
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Rich Winer is...
"Not only is he an expert in implementing suitably effective financial and retirement planning strategies for consumers, he is also knowledgeable about the rules and regulations that govern retirement accounts. I highly recommend Rich's financial and retirement planning services."
Denise Appleby Owner and CEO of Appleby Retirement Consulting | |
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