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Our Services
As advisors, we actively participate in the creation, management and enhancement of your financial wealth through our expertise in the following areas.
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Wealth Planning
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Your Roadmap to Financial Freedom
Wealth Planning is the process of clarifying and prioritizing financial goals and then designing, implementing and monitoring a plan to achieve them.
Common goals include:
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Financial security and independence -
The endowment of a long, comfortable, worry-free retirement -
The ability to fund your children's or grandchildren's education -
The desire to intervene meaningfully in your children's and grandchildren's financial lives, during your lifetime and/or in the form of legacies -
The capability to provide quality care to your parents in their later years -
The ability to make a meaningful legacy to a much-loved school, church, charity or other institution -
Minimizing your income and estate taxes
Your Personal Wealth Plan is a roadmap to help you achieve your goals and obtain life-long security, independence and peace of mind.
In developing your Personal Wealth Plan, we'll gather information from you about your personal and financial life, goals and concerns. We'll help you prioritize your goals, establish your time frame for results and discuss your feelings about risk. We'll also assess your income and asset protection needs.
Once we have a thorough understanding of your needs and objectives, we'll help you develop and implement a plan to meet your goals, alleviate your concerns and provide you life-long security and peace of mind.
Your Personal Wealth Plan will be custom-tailored to meet your individual needs, objectives and aspirations.
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To Develop Your
PERSONAL WEALTH PLAN 
Click here to schedule a
Free Financial Consultation.
| Risk Management
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Protecting Your Lifestyle, Income and Independence
Risk Management is the cornerstone of wealth planning and a critical component in any plan to protect you and your family against the potentially devastating financial affects of an untimely death, disability or long-term illness. As a core component of our investment process, risk management also protects your retirement savings and income from severe downturns in the financial markets.
It makes no difference how elaborate or effective your investment portfolio, retirement or estate plan if you fail to take the necessary steps to eliminate risk and protect your family's financial security. Without proper risk management, any other planning efforts could be pointless. Risk management through the strategic use of insurance and risk-managed investment strategies removes the concern for the unknown from your financial plan and provides comfort and peace of mind.
As part of your personal risk management strategy, we'll help you assess and evaluate all potential risks, define your family's income and lifestyle needs, and help you address the following important issues.
Together, we'll make sure that you and your family remain financially secure and independent, no matter what tomorrow brings.
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| Investment Management
Building Wealth in Uncertain Times
With interest rates near historic lows and market volatility at an all-time high, building the wealth you need to meet your financial goals and sustain you throughout retirement has become extremely challenging.
Over the ten year period from 2000 to 2010, the S&P 500 index lost 9.4%—causing investors to call that period "The Lost Decade for Stocks." With many market pundits predicting that the coming decade will be no better, individuals nearing or in retirement are understandably concerned about growing and preserving their retirement savings and maintaining their standard of living.
In this uncertain economic environment, with your lifestyle, security and independence at stake, our financial expertise, depth of research, discipline, and effective risk-managed investment strategies can help you plan and invest for the future with confidence and peace of mind. We can also help you build the wealth you need to meet your financial goals, sustain you thoughout retirement and ensure your life-long comfort, security and independence.
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Grow Your Wealth
Through Bull And Bear Markets With Our
| Wealth Preservation
We'll help you protect and preserve your wealth through:
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Specialized strategies to minimize taxes on distributions from your IRA or qualified retirement plan(s), during your life and at death. -
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Did you ever wonder how the wealthy preserve so much of their wealth over generations
free of income and estate taxes?
| | IRA Legacy Planning
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IRA Legacy Planning: Protecting Your Life Savings
If you're like most Americans, your IRA (or qualified plan) is one of your largest, most important assets and represents a lifetime of savings and sacrifice. That's why protecting and preserving your retirement savings is critical. If handled properly, your IRA can sustain you throughout retirement and provide an abundant, meaningful legacy for your loved ones and favorite charities. However, without proper planning and handling, you and your beneficiaries could end up losing as much as 80% of your retirement savings to excess, unnecessary taxes.
Legacy Planning For Your IRA
IRA Legacy Planning ensures that all aspects of your IRAs and qualified plans are in order and properly incorporated into your estate plan. Its objectives include:
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Increasing the magnitude and longevity of your retirement savings -
Minimizing taxes on the distribution and transfer of your retirement savings during your lifetime and at death -
Helping you provide meaningful, long-lasting legacies for your loved ones and favorite charities -
Ensuring the "Stretch IRA" (the ability for your beneficiaries to stretch the distributions from their inherited IRA over their lifetimes—minimizing taxes and increasing the tax-deferred growth potential of your IRA) -
Helping you and your beneficiaries avoid common, critical mistakes and oversights that often result in excess, unnecessary taxes or (in the worst case scenario) the inadvertent liquidation of your IRA -
Educating your beneficiaries on how to properly and effectively inherit and handle their inherited IRAs and qualified plans -
Communicating to your beneficiaries your specific instructions for how you would like them to handle their inherited wealth as well as your hopes for how their inheritance will enhance their lives.
How Safe is Your Retirement account? Click HERE to find out. |
HOW SAFE IS YOUR RETIREMENT NEST EGG?
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PEOPLE ARE TALKING
"a financial advisor you need to know if you are serious about protecting and preserving your retirement savings and being able to capitalize on little-known tax rules that can have a multi-million dollar impact for you and your beneficiaries.
I hope you take advantage of this opportunity to work with him as your personal financial advisor."
Ed Slott, CPA
Partner at Ed Slott and Company, speaker and author of five books on retirement and IRAs
| | | Services for Business Owners Our firm provides the following products and services for business owners:
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Click HERE to schedule a Complimentary Financial Consultation.
For faster service, call us at (818) 673-1695.
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