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Dynamic Equity Portfolio
Primary Investments: Individual Stocks
Objectives:
- Emphasis on capital preservation
- Capture growth in rising markets and protect capital during market declines
- Consistent annual returns
- Above-average long-term growth
Approach: Utilizes a combination of fundamental and technical research, analysis and trading processes to achieve its investment objectives. Fundamental screens identify small, medium and large companies with above-average sales and earnings growth whose share prices reflect a reasonable price/earnings ratio. Technical analysis-based models identify trade entry and exit points that meet strict risk/reward criteria in an effort to capture growth in rising markets and protect capital in market declines. __________________________________________________
Dynamic ETF Portfolio
Primary Investments: Stock and Bond ETFs (Exchange Traded Funds)
Objectives:
- Emphasis on capital preservation
- Capture growth in rising markets and protect capital during market declines
- Consistent annual returns
- Above-average long-term growth
Approach: This strategy is similar to our Dynamic Equity Strategy, except that ETFs are substituted for individual stocks to reduce volatility and accommodate smaller-sized portfolios. Each ETF represents a specific index or sector of the global financial markets. Our proprietary, technically driven Advance and Protect Strategy is used to identify trade entry and exit points that meet strict risk/reward criteria in an effort to capture growth in rising markets and protect capital in market declines. By mixing stock and bond ETFs accordingly, our Tactical ETF Portfolio Strategy can be modified to meet the needs of investors with all levels of risk-tolerance. __________________________________________________
Dynamic Mutual Fund Portfolios
Primary Investments: Mutual Funds
Objectives :Diversification across global financial markets and asset classes
- Consistent annual returns
- Capital preservation
- Ensure suitability for retirement plans, endowment funds, trusts and foundations
- Ensure compliance with all fiduciary requirements under ERISA and the Investment Advisors Act of 1940.
Approach: Each portfolio utilizes our proprietary 3-step process of manager selection, asset class optimization, review and monitoring. Each fund has gone through dozens of performance filters and analytics and met strict selection criteria to ensure suitability and effectiveness and help assure compliance with the requirements of various legal and government entities and regulatory agencies. __________________________________________________
"Safe Money" Strategy
Primary Investments: Index Annuities
Objective: To provide investors who are uncomfortable investing in the financial markets with a long-term rate of return comparable to stocks and bonds with no risk of principal loss* as a result of market declines (subject to restrictions and limitations).
Strategy: Our "Safe Money" Strategy uses index annuities to provide a rate of tax-deferred growth indexed to a stock market index such as the S&P 500. If the index generates a positive return in the 12-month period following the investor's initial investment, he or she will receive an interest payment equal to the rate up return up to a certain point known as the "cap." If the index goes down, they gain and lose nothing. Returns are compounded and all gains are locked in. An index annuity is an insurance company contract and the investor's money is never invested in the market or subject to market risk and fluctuations.
* All guarantees made by the insurance company and subject to the insurance company's ability to meet its financial obligations.
** Annuity withdrawals made prior to age 59 1/2 are subject to a 10% IRS penalty. Withdrawals greater than 10% of principal taken within the annuity surrender period will result in high surrender fees. Both could result in a loss of principal.
*** Past performance does not guarantee of future returns.
Investment Options
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